Bank of America owns shares in China Construction Bank. You can use your BofA ATM card and withdraw money from any China Construction Bank with no fees. The daily withdraw limit can be increased if you contact BofA customer service.
I can recommend TenWest in North Kunming, and I have several times on this forum. TenWest has been my school for over a year and the best thing about it: The owner/director, Albert, is an honest and helpful guy.
There are good teachers in several schools, but the teacher turnover at TenWest is low because they like their boss. I think one-on-one is the best way to spend your money because you'll advance much faster.
We wished we lived closer to The Lost Garden. Sandra did a five star job on the Sunday Brunch! The service was good and the rooftop looks great. We'll have to make an excuse to go there again next Sunday.
We've eaten here many times and have always enjoyed the food as well as the clean restaurant. This is one of my wife's favorite places in Kunming. I didn't even know it was Malaysian/Singaporean cuisine (until the first review), but it tastes great.
Pizza was and service was good. Beer seems reasonably priced. We want to try some of the bread on our next visit, as they were sold out. This place is very small, so if you want "cozy" this place is for you.
I am a current student at TenWest. I have been studying there for two months and feel I can recommend it as a very good language school. Albert, the owner, is amazing. He is willing to help me in any aspect of living here in Kunming. My teacher is one of the best foreign language teachers I have had. I have studied at a similar school here in China and TenWest is far superior. I have also studied French and Spanish formally so I tend to be a little picky with language instruction. I have met several of the other teachers and they are also friendly and helpful. If you're looking for a good school for one-on-one instruction, TenWest is for you.