while leverage is the "kingpin" for financial performance, BOC and CCB has a very interesting setup in their option dealing room. when the oil hit -40USD a barrel, the dealing room was virtually unmanned, no one was there to cut the fishing line. :-) some bright souls there seemed very comfortable with the robot.:-) it is no surprise, the bank lost the bait and the fishing rod . when you feed the robot with rubbish..... the old adage, garbage in garbage out. hahahah
Bank of China ebanking website has english version. you should be able to change to english easy with a click. I use BOC and CCB ( China Construction Bank), both have english version. the reason I keep the BOC account is because it has more branch and ATM outside china through which I can easily withdraw cash while outside china.
one thing I found useful is, when you open a bank account with any chinese bank inside china, apart from you having the USBKey thingie working, you should insist on activating SMS code as a back up. I had bad experience with them bank changing/renew the security cert on the USBKey thingie which requires you downloading a new cert with a proscribed time frame without prior warning, rendering the USBKey useless. you have to physically go to the branch to renew the cert with your ID...etc. if that happens while your are outside china, bummer. having SMS code as back up is wise. :-)
I am in Guilin at the moment, the cops are doing the same thing here. I was told that there are teams of people from the top coming to tick the boxes of the report card for the 'ranking of most civilized cities. '
my neighbour's 4 wheel was towed away and fined for illegal parking. that sort of thing happens very rare in the city fringe. haha