pretty good article. Always make sure you have adequate level of cover in China, in my so many years I literally met 10+ expats who ve been financially screwed by this. Insurance isnt expensive, you can get a cheap plan you can get a very expensive one, all depends how much you want to spend. At my new company HR has no ideas how to handle it as I am the only expat here now so we outsourced it to brokers who are also in Kunming, here is their website chinaaccesshealth.com/ and they helped my HR to organize everything. hope it helps you too!